About Us
Our Team
RUTH GOLDSTEIN, CFP® Professional, Chartered Federal Employee Benefits Consultant℠ (ChFEBC℠)
Managing Partner
Ruth Goldstein, Managing Partner of Mainstreet Financial Group LLC in Atlanta, is a 20-year veteran of the financial and insurance services industry. Our clients appreciate her ability to address a broad range of their financial concerns by coordinating estate, tax, retirement income, and risk management planning. She is passionate and knows that in an uncertain global economy, the right advice has never been more important in helping families have the confidence and know they are on track to meet their investment goals—no matter what the environment.
Ruth is happy to announce that she obtained her CERTIFIED FINANCIAL PLANNER ™ certification. The CFP® mark is granted to those individuals who have met the rigorous education, experience, and ethical requirements of the CFP Board, and who have passed the CFP® Exam covering the following areas: investment planning, tax planning, retirement savings, income and estate planning, professional conduct and regulation, general financial planning principles, education planning, risk management and insurance planning.
As a specialty, Ruth obtained her CHARTERED FEDERAL EMPLOYEE BENEFITS CONSULTANT℠ certification in 2012. As a ChFEBC℠ Professional, she is a financial planning professional who has been specially trained in Civil Service Retirement System (CSRS) and Federal Employees’ Retirement System (FERS) annuities (pensions) and Thrift Savings Plan (401k-type account). • She has B.A. degree in Business Administration and Marketing from American InterContinental University, a private university with its headquarters in Schaumburg, Illinois.
She specializes in providing information on benefits for:
• CSRS
• CSRS Offset
• FERS
• FERS Transferees
• Federal Law Enforcement Officers
• Federal Firefighters
• Air Traffic Controllers
• National Guard & Reservists
• Customs & Border Protection Officer
Prior to establishing her own financial services firm, Ruth worked in Business, Marketing Development and recruitment in Insurance and Financial services. In 2006, seeing the need for women advisors, she accepted a position at UBS Investments for their Wealth Management training program. Now, years later, Ruth has a successful firm in Atlanta, GA.
For 32 years, Ruth and her husband David have lived in Atlanta, GA. Their lives are intricately woven into the community through volunteering pro-bono financial advice and through volunteering at charities. They have eight children, fifteen grandchildren and a Yorkie named Jack Black. Starting in 2017, Ruth Goldstein began providing retirement planning seminars to pre-retirees and retirees. She and taught financial workshops at local colleges and co-taught Federal Employee Benefits Seminars at Federal agencies. As a follow-up to the meeting, she offers a complimentary Investment Portfolio Analysis, Retirement Income Plan, and a Federal Employee Benefits review. If you are unable to attend a seminar, she will meet with you for a complimentary meeting via Zoom or in Person.
Self-Assurance through Clarity
Every decision is a financial decision. Get Financial Advice That is Tailored to You. Know exactly what you want and know you are moving towards achieving it.
DAVID GOLDSTEIN, CFO
Managing Partner
David Goldstein joined Mainstreet Financial Group LLC with the goal of helping the area residents and small businesses map out and implement a successful plan for retirement and financial growth. David serves in the role of Chief Financial Officer and he has a life and health insurance license with the state of Georgia.
David graduated from State University of NY with a BA in Psychology. He worked 20 years in retail store ownership and management for Kline’s Department Store in upstate NY. Kline’s was a family owned chain with 100 stores from Illinois to New York. He sold the last store in 1990 and worked in import/export for retail merchandising until he helped Ruth build their financial services firm.
*Investment advisory & financial planning services are offered solely by Ruth Goldstein, Investment Adviser Representative of Advisory Alpha, LLC, a Registered Investment Adviser.
One of our greatest strengths is the comprehensive team that we have assembled to serve and support each client. We specialize in working with clients that desire a single point of contact for all of their financial matters. This approach is effective because we maintain a deep understanding and awareness of your entire financial picture to provide clarity and simplification in your financial life.
Investment Team
Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.
Steve Osterink, Jr. CFA CFP® AIF®
Steve Jr. is the driving force behind the innovation and development of our investment solutions and platform. He leads the Investment Team and brings nearly two decades of experience to the firm, as well as a strong commitment to personal finance and asset management, as evidenced by his CFP® certification, AIF® designation and CFA® designation.
Steve Osterink, Sr.
With over 40 years of experience working with clients in the financial services industry, Steve Sr. co-leads the Investment Team. He has an uncanny ability to focus in on practical solutions to complex problems, and his wisdom is a valuable resource for the firm. Further, his leadership and counsel are critically important as the Investment Team strives to navigate the ever-changing global economy and financial markets.
Jon Lohr CFA CFP®
Jon oversees the daily investment research and portfolio management responsibilities for the Investment Team, which involves asset allocation research, fund monitoring, due diligence, investment strategy evaluation and implementation, and performance monitoring. He has a diverse background in corporate finance and investment management, and he holds the CFA® designation and CFP® certification.
Nick Heinrich CFA CFP®
Nick leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients. He holds the CFP® certification and CFA® designation and is well positioned to craft comprehensive solutions to financial challenges that span all stages of the financial planning process.